

Licensed by the CBNSimplifying Onboarding.
A full-stack fintech infrastructure for payment collections, terminal management and onboarding automation.

Automated Onboarding AML-CFT-CPF, Payments, Wallets, Bill payment multi-tenanted platform.
Manage payments, wallets, terminals, settlements, reporting, and collections through a single infrastructure platform.
From a single merchant to nationwide financial ecosystems, Karrabo grows with your organization.
Automate collections, settlements, reconciliation, routing, and operational workflows with real-time visibility.
Deliver seamless payment and collection experiences across digital and physical channels.
Our system automates Anti-Money Laundering (AML), Counter Financing of Terrorism (CFT), and Customer Due Diligence (CPF) processes.
Guarantees the safety of all transactions while providing robust protection against any potential fraudulent activities.
From acquiring banks to street-corner agents, every player in the payment chain runs on the same infrastructure — built to fit how each one actually works.

Onboard merchants faster and settle with confidence. Karrabo gives acquiring institutions the processing, reconciliation, and multi-channel acceptance infrastructure to scale without adding operational overhead.

Accept payments the way your customers want to pay — card, wallet, or transfer. Get one dashboard for transactions, settlements, and sales visibility across every location you run.

Consolidate collections from hundreds of touchpoints into a single reconciled view. Automated reporting and centralized routing mean fewer disputes and faster payouts, at any volume.

Extend agency banking, disbursements, and digital collections to underserved segments. Microfinance banks and super agents get enterprise-grade rails without enterprise-grade complexity.

Collect levies, fees, and taxes through channels citizens already trust. Built-in audit trails and real-time reporting keep every transaction accountable and easy to reconcile.

Bring digital payments to informal markets, cooperatives, and local associations — with tools simple enough for first-time users and reliable enough for low-connectivity environments.

Turn any storefront into a financial services point. Equip agent networks to process payments, handle cash-in/cash-out, and serve customers reliably, online or offline.
Explore our suite of products designed to power your business.
Terminal Management, Payment Gateway, Wallet Management
A comprehensive payments infrastructure that lets you manage terminals, process transactions across multiple channels, and offer digital wallet services — all from one platform.
Automated KYC/KYB as a Service
Securely verify customers and businesses with our identity verification service. Confirm identities, check compliance, and reduce fraud with seamless onboarding.
Bills Payment
A solution that simplifies billing, collections, and service management for multi-occupancy communities through one centralized platform.
Financial infrastructure to grow your revenue. Accept payments, offer financial services, and implement custom revenue models — from your first transaction to your billionth.
Track terminal performance in real time, manage device status remotely, push updates seamlessly, and monitor transaction activity with ease.
Learn more| Terminal | Location | Status |
|---|---|---|
| FT-882-LGN | Lagos | Online |
| FT-302-ABJ | Lagos | Offline |
| FT-112-IBD | Ibadan | Online |
| FT-045-ABV | Abuja | Online |
| FT-892-EKI | Ekiti | Online |
| FT-312-ABJ | Lagos | Offline |
| FT-122-IBD | Ibadan | Online |
| FT-245-ABV | Abuja | Online |
Accept and process transactions across multiple payment channels through a single, unified infrastructure.
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Our product includes a wallet that allows you to effortlessly store, manage, and make transactions. Check balances instantly, handle assets from any location, and track every transaction with ease.
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Our Bills Payment service lets you pay your everyday bills quickly and securely. Manage everything from airtime and data to electricity and TV subscriptions all in one place.
Learn moreKYB/KYC service helps businesses securely verify customers and companies, confirm identities, and meet regulatory requirements. It makes onboarding faster and safer while helping reduce fraud and compliance risks.
Learn moreFace verification — confirm user identity
We provide businesses with the tools, infrastructure, and technology they need to build, deploy, and manage digital products without the complexity of setting up and maintaining the underlying systems.
Learn morePayment Terminal Collections
Online Collections
Wallet Services
Bills Payment
Onboarding (Automated KYC/KYB)
Answers to what people usually ask before working with us. Can’t find yours? Reach out and we’ll walk you through it.
Trusted by companies committed to excellence and long-term growth.

Our platform is built to align with industry standards, regulatory requirements, and best practices that help protect businesses, transactions, and customer data at every stage of the payment journey.
With a proactive security framework and strict operational safeguards, businesses can confidently process payments knowing their infrastructure is protected, resilient, and always one step ahead of evolving threats.